/* =============================================
   NEXT LEVEL WEALTH ADVISOR — Global Stylesheet
   Palette: warm white / rose gold / champagne / silver / charcoal
   ============================================= */

@import url('https://fonts.googleapis.com/css2?family=Cormorant+Garant:ital,wght@0,300;0,400;0,600;0,700;1,300;1,400&family=Inter:wght@300;400;500;600&display=swap');

:root {
  --bg:          #FDFBF8;
  --bg-alt:      #F7F3EE;
  --rose:        #C9907A;
  --rose-dark:   #A8705C;
  --rose-light:  #E8C4B4;
  --champagne:   #D4B896;
  --champ-light: #EDE0CC;
  --silver:      #B8BCC4;
  --silver-light:#E8EAEC;
  --charcoal:    #2C2C2C;
  --mid:         #5A5A5A;
  --subtle:      #8A8A8A;
  --white:       #FFFFFF;
  --rule:        linear-gradient(90deg, transparent, var(--champagne), transparent);
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; }

body {
  font-family: 'Inter', sans-serif;
  background: var(--bg);
  color: var(--charcoal);
  font-size: 16px;
  line-height: 1.7;
  -webkit-font-smoothing: antialiased;
}

/* ---- TYPOGRAPHY ---- */
h1, h2, h3, h4 {
  font-family: 'Cormorant Garant', serif;
  font-weight: 600;
  line-height: 1.2;
  color: var(--charcoal);
}
h1 { font-size: clamp(2.4rem, 5vw, 4rem); }
h2 { font-size: clamp(1.8rem, 3.5vw, 2.8rem); }
h3 { font-size: clamp(1.3rem, 2.5vw, 1.9rem); }
h4 { font-size: 1.15rem; font-weight: 600; }

.eyebrow {
  font-family: 'Inter', sans-serif;
  font-size: 0.72rem;
  font-weight: 500;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--rose);
  display: block;
  margin-bottom: 0.6rem;
}

p { color: var(--mid); margin-bottom: 1rem; }
a { color: var(--rose); text-decoration: none; transition: color 0.2s; }
a:hover { color: var(--rose-dark); }

/* ---- RULE DIVIDER ---- */
.rule {
  height: 1px;
  background: var(--rule);
  border: none;
  margin: 3rem auto;
  max-width: 600px;
}

/* ---- BUTTONS ---- */
.btn {
  display: inline-block;
  padding: 0.85rem 2.2rem;
  border-radius: 2px;
  font-family: 'Inter', sans-serif;
  font-size: 0.8rem;
  font-weight: 500;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  cursor: pointer;
  transition: all 0.25s;
  text-decoration: none;
}
.btn-primary {
  background: var(--rose);
  color: var(--white);
  border: 1px solid var(--rose);
}
.btn-primary:hover {
  background: var(--rose-dark);
  border-color: var(--rose-dark);
  color: var(--white);
}
.btn-outline {
  background: transparent;
  color: var(--rose);
  border: 1px solid var(--rose);
}
.btn-outline:hover {
  background: var(--rose);
  color: var(--white);
}
.btn-light {
  background: var(--white);
  color: var(--charcoal);
  border: 1px solid var(--champ-light);
}
.btn-light:hover {
  background: var(--bg-alt);
  color: var(--charcoal);
}

/* ---- NAV ---- */
nav.site-nav {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(253, 251, 248, 0.96);
  backdrop-filter: blur(8px);
  border-bottom: 1px solid var(--champ-light);
}
.nav-inner {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 2rem;
  height: 110px;
  display: flex;
  align-items: center;
  justify-content: space-between;
}
.nav-logo {
  font-family: 'Cormorant Garant', serif;
  font-size: 1.25rem;
  font-weight: 600;
  color: var(--charcoal);
  letter-spacing: 0.02em;
  text-decoration: none;
  display: flex;
  align-items: center;
  gap: 0.5rem;
}
.nav-logo span.accent { color: var(--rose); }
.nav-links {
  list-style: none;
  display: flex;
  gap: 2.4rem;
  align-items: center;
}
.nav-links a {
  font-size: 0.8rem;
  font-weight: 500;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--mid);
  text-decoration: none;
  transition: color 0.2s;
  padding-bottom: 2px;
  border-bottom: 1px solid transparent;
}
.nav-links a:hover,
.nav-links a.active {
  color: var(--rose);
  border-bottom-color: var(--rose);
}
.nav-cta { margin-left: 1rem; }
.nav-hamburger {
  display: none;
  background: none;
  border: none;
  cursor: pointer;
  flex-direction: column;
  gap: 5px;
  padding: 4px;
}
.nav-hamburger span {
  display: block;
  width: 24px;
  height: 1.5px;
  background: var(--charcoal);
  transition: all 0.3s;
}

/* ---- FOOTER ---- */
footer.site-footer {
  background: var(--white);
  color: var(--charcoal);
  padding: 4rem 2rem 2rem;
  border-top: 1px solid var(--champ-light);
}
.footer-inner {
  max-width: 1200px;
  margin: 0 auto;
  position: relative;
}
.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1.5fr;
  gap: 3rem;
  padding-bottom: 3rem;
  border-bottom: 1px solid var(--champ-light);
  align-items: start;
}
.footer-brand h3 {
  color: var(--charcoal);
  font-family: 'Cormorant Garant', serif;
  font-size: 1.4rem;
  margin-bottom: 0.75rem;
}
.footer-brand p {
  color: var(--charcoal);
  font-size: 0.9rem;
  line-height: 1.6;
  margin-bottom: 1.2rem;
}
.footer-col h4 {
  color: var(--charcoal);
  font-family: 'Inter', sans-serif;
  font-size: 0.72rem;
  font-weight: 500;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  margin-bottom: 1rem;
}
.footer-col ul { list-style: none; }
.footer-col ul li { margin-bottom: 0.5rem; }
.footer-col ul li a {
  color: var(--charcoal);
  font-size: 0.88rem;
  text-decoration: none;
  transition: color 0.2s;
}
.footer-col ul li a:hover { color: var(--rose-light); }
.footer-contact p {
  font-size: 0.88rem;
  color: var(--charcoal);
  margin-bottom: 0.4rem;
}
.footer-contact a { color: var(--charcoal); }
.footer-contact a:hover { color: var(--rose-light); }
.footer-bottom {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding-top: 1.5rem;
  font-size: 0.78rem;
  color: rgba(60,60,60,0.6);
}
.social-links { display: flex; gap: 1rem; }
.social-links a {
  color: rgba(60,60,60,0.6);
  font-size: 0.78rem;
  text-decoration: none;
  transition: color 0.2s;
}
.social-links a:hover { color: var(--rose-light); }

/* ---- SECTIONS ---- */
.section { padding: 5rem 2rem; }
.section-alt { background: var(--bg-alt); }
.container { max-width: 1200px; margin: 0 auto; }
.container-narrow { max-width: 820px; margin: 0 auto; }

.section-header { margin-bottom: 3rem; }
.section-header.centered { text-align: center; }

/* ---- CARDS ---- */
.card {
  background: var(--white);
  border: 1px solid var(--champ-light);
  border-radius: 4px;
  padding: 2rem;
  transition: box-shadow 0.25s, transform 0.25s;
}
.card:hover {
  box-shadow: 0 8px 32px rgba(201, 144, 122, 0.12);
  transform: translateY(-2px);
}

/* ---- PRICING ---- */
.pricing-grid {
  display: grid;
  gap: 1.5rem;
}
.pricing-grid-3 { grid-template-columns: repeat(3, 1fr); }
.pricing-grid-2 { grid-template-columns: repeat(2, 1fr); }

.pricing-card {
  background: var(--white);
  border: 1px solid var(--champ-light);
  border-radius: 4px;
  padding: 2rem;
  display: flex;
  flex-direction: column;
}
.pricing-card.featured {
  border-color: var(--rose);
  position: relative;
}
.pricing-card.featured::before {
  content: 'Most Popular';
  position: absolute;
  top: -1px;
  right: 1.5rem;
  background: var(--rose);
  color: var(--white);
  font-size: 0.68rem;
  font-weight: 500;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  padding: 0.3rem 0.8rem;
  border-radius: 0 0 3px 3px;
}
.price-amount {
  font-family: 'Cormorant Garant', serif;
  font-size: 3rem;
  font-weight: 300;
  color: var(--charcoal);
  line-height: 1;
  margin: 0.75rem 0 0.25rem;
}
.price-amount sup {
  font-size: 1.2rem;
  vertical-align: super;
  font-weight: 400;
}
.price-period {
  font-size: 0.78rem;
  color: var(--subtle);
  letter-spacing: 0.05em;
  margin-bottom: 1.2rem;
}
.pricing-card h4 {
  font-family: 'Inter', sans-serif;
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--rose);
  margin-bottom: 0.25rem;
}
.pricing-card ul {
  list-style: none;
  margin: 1rem 0 1.5rem;
  flex: 1;
}
.pricing-card ul li {
  font-size: 0.88rem;
  color: var(--mid);
  padding: 0.4rem 0;
  border-bottom: 1px solid var(--silver-light);
  padding-left: 1.2rem;
  position: relative;
}
.pricing-card ul li::before {
  content: '';
  position: absolute;
  left: 0;
  top: 50%;
  transform: translateY(-50%);
  width: 5px;
  height: 5px;
  border-radius: 50%;
  background: var(--champagne);
}

/* ---- FAQ ACCORDION ---- */
.faq-item {
  border-bottom: 1px solid var(--champ-light);
}
.faq-question {
  width: 100%;
  background: none;
  border: none;
  text-align: left;
  padding: 1.2rem 0;
  display: flex;
  justify-content: space-between;
  align-items: center;
  cursor: pointer;
  font-family: 'Inter', sans-serif;
  font-size: 0.95rem;
  font-weight: 500;
  color: var(--charcoal);
  transition: color 0.2s;
  gap: 1rem;
}
.faq-question:hover { color: var(--rose); }
.faq-icon {
  width: 18px;
  height: 18px;
  border: 1px solid var(--champagne);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  transition: all 0.25s;
  color: var(--rose);
  font-size: 0.9rem;
  line-height: 1;
}
.faq-item.open .faq-icon {
  background: var(--rose);
  border-color: var(--rose);
  color: var(--white);
  transform: rotate(45deg);
}
.faq-answer {
  display: none;
  padding: 0 0 1.2rem;
  font-size: 0.9rem;
  color: var(--mid);
  line-height: 1.7;
}
.faq-item.open .faq-answer { display: block; }

/* ---- TESTIMONIALS ---- */
.testimonial {
  background: var(--white);
  border: 1px solid var(--champ-light);
  border-left: 3px solid var(--rose);
  padding: 1.75rem 2rem;
  border-radius: 0 4px 4px 0;
}
.testimonial blockquote {
  font-family: 'Cormorant Garant', serif;
  font-size: 1.1rem;
  font-style: italic;
  color: var(--charcoal);
  margin-bottom: 0.75rem;
  line-height: 1.6;
}
.testimonial cite {
  font-size: 0.8rem;
  font-weight: 500;
  color: var(--rose);
  letter-spacing: 0.06em;
  text-transform: uppercase;
  font-style: normal;
}

/* ---- VALUES ---- */
.values-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
}
.value-item {
  text-align: center;
  padding: 2rem;
}
.value-icon {
  width: 52px;
  height: 52px;
  border-radius: 50%;
  background: var(--champ-light);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 1.2rem;
  font-size: 1.3rem;
}

/* ---- PROCESS STEPS ---- */
.process-step {
  display: grid;
  grid-template-columns: 60px 1fr;
  gap: 1.5rem;
  margin-bottom: 2.5rem;
  align-items: start;
}
.step-num {
  width: 52px;
  height: 52px;
  border: 1px solid var(--champagne);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: 'Cormorant Garant', serif;
  font-size: 1.3rem;
  color: var(--rose);
  flex-shrink: 0;
}

/* ---- HERO ---- */
.hero {
  padding: 6rem 2rem 5rem;
  background: linear-gradient(135deg, #FDFBF8 60%, #F3EBE4 100%);
  position: relative;
  overflow: hidden;
}
.hero::after {
  content: '';
  position: absolute;
  top: -60px;
  right: -60px;
  width: 400px;
  height: 400px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(212,184,150,0.15) 0%, transparent 70%);
  pointer-events: none;
}
.hero-inner {
  max-width: 1200px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: center;
}
.hero-text h1 { margin-bottom: 1.2rem; }
.hero-text p { font-size: 1.05rem; margin-bottom: 2rem; max-width: 480px; }
.hero-ctas { display: flex; gap: 1rem; flex-wrap: wrap; }
.hero-img {
  border-radius: 4px;
  overflow: hidden;
  box-shadow: 0 20px 60px rgba(44,44,44,0.12);
}
.hero-img img { width: 100%; height: 480px; object-fit: cover; display: block; }

/* ---- STAT BAR ---- */
.stat-bar {
  background: var(--champ-light);
  padding: 2.5rem 2rem;
}
.stat-bar-inner {
  max-width: 1200px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 2rem;
  text-align: center;
}
.stat-item .stat-num {
  font-family: 'Cormorant Garant', serif;
  font-size: 2.5rem;
  color: var(--rose-dark);
  display: block;
  line-height: 1;
  margin-bottom: 0.4rem;
}
.stat-item .stat-label {
  font-size: 0.75rem;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--charcoal);
}

/* ---- SERVICES GRID ---- */
.services-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
}
.service-card {
  background: var(--white);
  border: 1px solid var(--champ-light);
  padding: 2rem;
  border-radius: 4px;
  transition: all 0.25s;
  text-decoration: none;
  display: block;
}
.service-card:hover {
  border-color: var(--rose-light);
  box-shadow: 0 6px 24px rgba(201,144,122,0.1);
  transform: translateY(-2px);
}
.service-card .service-icon {
  font-size: 1.5rem;
  margin-bottom: 1rem;
  display: block;
}
.service-card h3 {
  font-size: 1.2rem;
  margin-bottom: 0.6rem;
  color: var(--charcoal);
}
.service-card p { font-size: 0.88rem; margin: 0 0 1rem; }
.service-link {
  font-size: 0.78rem;
  font-weight: 500;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--rose);
}

/* ---- CONTACT FORM ---- */
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1.2fr;
  gap: 4rem;
  align-items: start;
}
.form-group { margin-bottom: 1.4rem; }
.form-group label {
  display: block;
  font-size: 0.78rem;
  font-weight: 500;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--mid);
  margin-bottom: 0.5rem;
}
.form-group input,
.form-group textarea,
.form-group select {
  width: 100%;
  padding: 0.85rem 1rem;
  border: 1px solid var(--champ-light);
  border-radius: 2px;
  background: var(--white);
  font-family: 'Inter', sans-serif;
  font-size: 0.9rem;
  color: var(--charcoal);
  transition: border-color 0.2s;
  outline: none;
}
.form-group input:focus,
.form-group textarea:focus {
  border-color: var(--rose);
}
.form-group textarea { resize: vertical; min-height: 120px; }

/* ---- PAGE HERO (inner pages) ---- */
.page-hero {
  background: linear-gradient(135deg, #FDFBF8 60%, #F3EBE4 100%);
  padding: 4rem 2rem 3rem;
  border-bottom: 1px solid var(--champ-light);
  position: relative;
  overflow: hidden;
}
.page-hero::after {
  content: '';
  position: absolute;
  top: -80px;
  right: -80px;
  width: 350px;
  height: 350px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(212,184,150,0.18) 0%, transparent 70%);
  pointer-events: none;
}
.page-hero-inner { max-width: 1200px; margin: 0 auto; }
.page-hero h1 { margin-bottom: 1rem; }
.page-hero p { font-size: 1.1rem; max-width: 600px; }

/* ---- TABS ---- */
.tab-nav {
  display: flex;
  gap: 0;
  border-bottom: 1px solid var(--champ-light);
  margin-bottom: 2.5rem;
}
.tab-btn {
  background: none;
  border: none;
  padding: 0.9rem 1.8rem;
  font-family: 'Inter', sans-serif;
  font-size: 0.8rem;
  font-weight: 500;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--subtle);
  cursor: pointer;
  border-bottom: 2px solid transparent;
  margin-bottom: -1px;
  transition: all 0.2s;
}
.tab-btn:hover { color: var(--rose); }
.tab-btn.active {
  color: var(--rose);
  border-bottom-color: var(--rose);
}
.tab-panel { display: none; }
.tab-panel.active { display: block; }

/* ---- AWARD BADGES ---- */
.awards-row {
  display: flex;
  gap: 2rem;
  margin-top: 2rem;
  flex-wrap: wrap;
}
.award-badge {
  display: flex;
  align-items: center;
  gap: 1rem;
  padding: 1rem 1.5rem;
  background: var(--white);
  border: 1px solid var(--champ-light);
  border-radius: 4px;
  flex: 1;
  min-width: 220px;
}
.award-year {
  font-family: 'Cormorant Garant', serif;
  font-size: 1.8rem;
  font-weight: 300;
  color: var(--rose);
  line-height: 1;
}
.award-info h4 {
  font-family: 'Inter', sans-serif;
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--charcoal);
  margin-bottom: 0.15rem;
}
.award-info p { font-size: 0.78rem; color: var(--subtle); margin: 0; }

/* ---- MOBILE ---- */
@media (max-width: 900px) {
  .nav-links { display: none; }
  .nav-cta { display: none; }
  .nav-hamburger { display: flex; }
  .nav-links.open {
    display: flex;
    flex-direction: column;
    position: absolute;
    top: 72px;
    left: 0;
    right: 0;
    background: var(--bg);
    border-bottom: 1px solid var(--champ-light);
    padding: 1.5rem 2rem;
    gap: 1rem;
    z-index: 99;
  }
  .nav-inner { position: relative; }
  .hero-inner { grid-template-columns: 1fr; }
  .hero-img { display: none; }
  .stat-bar-inner { grid-template-columns: repeat(2, 1fr); }
  .services-grid { grid-template-columns: 1fr; }
  .values-grid { grid-template-columns: 1fr; }
  .pricing-grid-3 { grid-template-columns: 1fr; }
  .pricing-grid-2 { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .contact-grid { grid-template-columns: 1fr; }
}
@media (max-width: 600px) {
  .section { padding: 3.5rem 1.25rem; }
  .page-hero { padding: 3rem 1.25rem 2.5rem; }
  .hero { padding: 4rem 1.25rem 3rem; }
  .footer-grid { grid-template-columns: 1fr; }
  .stat-bar-inner { grid-template-columns: 1fr 1fr; gap: 1.5rem; }
}